Test-drive your retirement spending
Retired or soon-to-be? Discover how dynamic projections transform your planning with Decumulation Nation™
This is not a savings planner for someday....it's a spending planner for right now. Stop guessing - know how long your retirement savings might last.
Easy to get started. Answer six simple questions using numbers you already know.
Exclusive LifeRoute™ dynamic projections make it personal. Add known future events — like a mortgage payoff or delayed Social Security — and watch your plan automatically update.
Your full projection at a glance, with monthly and yearly detail when you need it. Only $39.95 for one-year access
Educational tool. Not financial advice. See full disclaimer.
'Decumulation' is your reward for a lifetime of saving
Less than 4% of Americans actually have $1 million saved for retirement
We’ve all seen some impressive tools and popular programs - all designed to help younger folks budget, save, and grow their nest egg. Great for people planning for retirement...years from now.
Decumulation Nation™ is for the rest of us.
But what about you?
You’re retired. You might not have that magic $1 million saved ( join the club! ), but you’ve done your best. Now it’s time to plan how to make that money last - for the next 15, 20, maybe even 30 years.
Take control now and help make your savings last.
Static Plans think you’re a statue.
Dynamic Plans know you’re still moving.
Most retirement planning calculators give you a static guess - you enter numbers once, and it assumes nothing in your life ever changes.
Decumulation Nation gives you a dynamic projection - you add your
known future milestones, and your plan updates instantly to show their real impact.
Think paper map vs. GPS: other tools leave you stuck, ours keeps you on course.
Not sure where to begin?
Our Assistant will guide you step by step - or you can do it yourself if you prefer.
Want to save your results in Excel? Convenient download buttons are included - but totally optional.
Join Decumulation Nation today!
Click here to order. Only $39.
95
Educational tool. Not financial advice.
$29.
96
Privacy matters.
We don’t want your personal data - and we don’t need it. No linking accounts. No sharing financial details.
No unwanted sales calls.
This is your private planning tool. You’re in control of your information, always.
Click any Decumulation Nation app image to zoom in.
Our Disclaimer
We’re Just a Tool. (And yes, we mean that in the nicest way.)
What Decumulation Nation Is
What Decumulation Nation Is Not
Decumulation Nation™ is a spending planner for retirees who hope to make the most of what they’ve saved.
It’s designed to help you:
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Project what a sustainable monthly withdrawal might look like.
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See how long your money may last, monthly by year.
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Plan for future events - on the dates they’re expected - and see how they may affect the years ahead.
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Make informed decisions with the savings you’ve already built.
If you’re retired - or getting close - and want to better understand how long your savings might last, this is a great place to start.
Not a financial suite. Not a recurring subscription.
(...not expensive either)
This planning tool:
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Does not replace the advice of a certified financial advisor, accountant, or attorney.
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Does not help you choose investments or manage your portfolio.
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Does not tell you how much you need to retire.
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Does not factor in long-term care, insurance needs, or provide tax or legal advice.
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Does not incorporate Required Minimum Distributions (RMDs) or other tax-related withdrawal rules.